A | B | C | D | E | |
---|---|---|---|---|---|
1 | Personnummer Change | ||||
2 | Finance (Banking, Credit Cards, Pensions, CSN) | NOTE - Banks appear to have a lack of standardised policies | |||
3 | Organisation | Priority | How to do it | What you'll need | Notes |
4 | CSN | VERY HIGH (If income dependent) | Changed automatically, but you MUST register your bank acct again with the new personnummer w/swedbank's register . | Bank ID (new personnummer) OR Old ID + SKV paper + visit a Swedbank branch | |
5 | Pensionsmyndigheten (State Pension) | LOW | No action required | Is done automatically to new Personnummer | |
6 | Handelsbanken | VERY HIGH | Book an appointment at a branch, inform them of a Personnummer change so paperwork can be prepared. In general, the more the better | Old ID + SKV Paper New ID Card can be even more convenient to have | Easiest way is to book an appointment and get a brand new account set up. This will block your card so make sure you have about 2-4 weeks of spending money available elsewhere while waiting for the new BankID Card, Debit Card & PIN Code letter. Should you have any invoices for the following month, budget these in to how much you set aside. If you're unable to do this, contact the service directly and explain your circumstances for a possible late payment to avoid any reminder or action from Kronofogden. OBS - Standing Orders/Autogiro will be "deleted" and you will have a new Debit Card and Account Details, update these as soon as possible You are NOT obligated to disclose why your Personnummer has changed. If asked, direct to the SKV Paper which mentions that the reason is stated as an undisclosed reason. Be prepared to potentially visit a branch multiple times. Report any failure to resolve the matter in a timely manner directly with your branch, it can be sometimes reasonable to request part/all of your annual account fee to compensate for the inconvenience TIP - Consider getting a Revolut or Wise card for the period you won't have access, it's not tied to your Personnummer and is helpful in the long term for any travel abroad outside Sweden as they provide very good exchange rates for foreign currencies. It also means you've got a backup payment card for now and the future as well as Bank Accounts not only in SEK! |
7 | Swedbank | VERY HIGH | |||
8 | Nordea | VERY HIGH | |||
9 | SEB | VERY HIGH | |||
10 | Danske Bank | VERY HIGH | |||
11 | Skandia | VERY HIGH | Unknown - Call Kundservice and enquire | ||
12 | Bank Norwegian (Credit Card) | MEDIUM | Contact Kundservice on the Bank Norwegian website | A scanned copy of your SKV paper | Upload the SKV Paper to "Mina Sida" on your account and Customer Service will transfer the account to your new BankID |
13 | American Express | MEDIUM | Customer Service, by email and/or phone | New ID Card + SKV Paper | Send new ID card and if possible, SKV paper to kundservice@aexp.com. Be prepared to call them up if necessary. Ensure all data reportable to UC has been transferred. |
14 | Collectum (Private Pension) | LOW | New & Old Personnummer | Send an email to info@collectum.se and they will change this for you | |
15 | Parent's Will/Inheritance | HIGH | In Person | New Personnummer | Your parents need to update their will/inheritance information to your newest personnummer and name. It can have a lot of legal ramifications if they pass and this information isn't current. For arrangements outside of Sweden, check local regulations |
16 | Lärarförsäkringen | LOW | No action required | Is done automatically to new Personnummer | |
17 | Kronofogden (If unsettled payments arise) | VERY HIGH | Pending further research | Given the circumstances, an unsettled debt may arise. This is very rare but not impossible. Any unsettled debts referred to them will be transferred automatically | |
18 | Invoices & Recurring Payments | VERY HIGH | Pay off these upcoming costs in advance wherever possible | For places where it's not possible to pay using an OCR or Autogiro, contact them to see if bills can be settled in advance or in arrears as a one-off agreement. This may be one area in which you may require a freind/relative to assist you, keep this in mind when doing that lump transfer to your secondary Wise/Revolut account as this means you can pay them off without delay! |